XRP Price Prediction: How High Will XRP Go Amid Technical Recovery and Institutional Backing?

#XRP

• XRP is trading in oversold territory near Bollinger Band support at $2.11, suggesting technical rebound potential
• Institutional accumulation continues despite market pressures, with large wallets reaching record highs
• Upcoming ETF decision and Ripple's $1B treasury build provide fundamental catalysts for price appreciation

XRP Price Prediction

XRP Technical Analysis: Oversold Conditions Signal Potential Rebound

According to BTCC financial analyst Ava, XRP is currently trading at $2.4649, below its 20-day moving average of $2.6562, indicating short-term bearish pressure. However, the MACD reading of 0.3160 above the signal line at 0.2081 suggests building bullish momentum. The current price sits NEAR the lower Bollinger Band at $2.1106, which typically indicates oversold conditions and potential for upward movement toward the middle band at $2.6562.

Ava notes that 'the technical setup shows XRP is in a consolidation phase with oversold indicators pointing to possible recovery. The key resistance level to watch is the 20-day MA at $2.6562, while support holds at the lower Bollinger Band of $2.1106.'

Mixed Sentiment as Institutional Support Counters Market Pressure

BTCC financial analyst Ava highlights that 'while negative headlines around the $3 million XRP theft and competitive pressures from Remittix create short-term headwinds, the underlying fundamentals remain strong with World Bank endorsement and Ripple's planned $1 billion treasury build.'

Ava emphasizes that 'institutional accumulation continues despite selling pressure, with wallets holding over 10,000 XRP tokens reaching record highs. The upcoming ETF decision represents a critical catalyst that could drive significant price movement in either direction, though the current oversold conditions suggest more upside potential than downside risk.'

Factors Influencing XRP's Price

ZachXBT Traces $3 Million XRP Theft Through Bridgers to Huione Network

On-chain investigator ZachXBT has uncovered a $3.05 million XRP heist from a US retail user's Ellipal hardware wallet, tracing the stolen funds through crypto aggregator Bridgers—formerly linked to SWFT—and into OTC channels connected to Cambodia's Huione network. The laundering route gained significance after US authorities moved to sever Huione's access to American financial systems last week.

The theft address (r3cf5mgj5qEcj9n4Th28Es7NVRnXGJjkzc) was identified through temporal and transactional patterns matching a viral YouTube video. ZachXBT noted the victim's apparent inexperience, suggesting user error as the likely compromise vector rather than wallet vulnerabilities.

Attackers executed a rapid cross-chain conversion, creating 120+ Ripple-to-Tron transactions via Bridgers on October 12, 2025. Blockchain explorers misleadingly displayed these as Binance transactions due to Bridgers' liquidity partnerships. Funds ultimately consolidated at TGF3hP5GeUPKaRJeWKpvF2PVVCMrfe2bYw on Tron.

XRP Faces Critical Week as ETF Decision Looms Amid Institutional Moves

Ripple's XRP enters a pivotal week with institutional momentum clashing against tepid price action. The $1 billion acquisition spree—including the GTreasury deal unlocking access to a $120 trillion market—signals long-term institutional intent, yet XRP remains the worst-performing top-five crypto this quarter, down 17%.

Binance's perpetual market reveals a precarious skew: over 70% of XRP/USDT volume is dominated by longs. This lopsided positioning risks cascading liquidations if the broader risk-off sentiment persists. "Cautious optimism" prevails, but the disconnect between HYPE and price suggests traders are hedging bets ahead of the ETF verdict.

XRP Price Stabilizes as Oversold Conditions Signal Potential Rebound

XRP's relentless decline has paused, with the cryptocurrency finding stability between $2.30 and $2.40. This range could mark the beginning of a broader reversal as technical indicators suggest sellers are losing momentum.

The recent drop below the 200-day moving average triggered panic, but the swift rebound reveals strong demand at lower levels. Increasing volume on green bars and shorter lower wicks indicate easing selling pressure. With the RSI at 37—historically a precursor to rebounds—XRP may be poised for a short-term rally.

Key levels to watch include $2.25 as support and $2.60-$2.65 as resistance. A breakout above this zone could propel XRP toward $2.80-$2.90, while failure to hold current levels might retest $2.00.

$3 Million XRP Hack Exposes Predatory Recovery Firms in Crypto Space

A devastating $3.05 million XRP hack has unveiled a darker side of the cryptocurrency recovery industry, with blockchain investigator ZachXBT revealing that 95% of recovery firms may be predatory. The funds, stolen from retiree Brandon LaRoque's Ellipal wallet, were traced through 120 cross-chain swaps before vanishing into OTC desks linked to Huione—a payments network recently sanctioned by the US Treasury for laundering illicit funds.

LaRoque, who lost his life savings accumulated since 2017, mistakenly believed his XRP was secured in cold storage. The breach occurred after importing his seed phrase into the Ellipal mobile app, effectively converting the setup into a hot wallet. "It was our whole retirement," LaRoque lamented in a YouTube video, underscoring the human toll of such exploits.

The incident highlights critical vulnerabilities in both wallet security and global enforcement. ZachXBT's investigation found the attacker Leveraged Ripple-to-Tron bridges and SWFT (now Bridgers) to obscure the trail, ultimately funneling the assets to known laundering channels. This case serves as a stark reminder of the crypto ecosystem's unregulated underbelly, where desperate victims often fall prey to recovery scams promising unrealistic restitution.

XRP Wallets Holding Over 10,000 Tokens Hit Record High Amid Price Recovery

XRP has rebounded 5.3% from recent lows as investor confidence returns, according to Santiment. The recovery coincides with a surge in mid-to-large holders, with over 317,500 wallets now holding at least 10,000 tokens—a historic high.

Network growth remains steady, adding 1.8% more qualifying wallets in the past month. The metric's consistent upward trajectory throughout 2025 suggests accumulation behavior outweighs short-term price concerns.

Market participants appear to be leveraging discounted prices for strategic positioning. The expanding holder base signals strengthening conviction in XRP's long-term value proposition.

XRP Price Prediction: Death Cross Sparks Investor Shift to Remittix

XRP's technical outlook darkens as its chart forms a death cross, signaling potential downside momentum. Analysts warn a breach below $2.00 could accelerate losses toward $1.75, prompting holders to seek alternatives.

Remittix emerges as a beneficiary, positioning itself as a utility-driven payments solution distinct from speculative crypto assets. The project reports selling over 679 million tokens, capitalizing on XRP's institutional adoption delays.

XRP Price Extends Decline Amid Bearish Market Sentiment

XRP continues its downward trajectory, slipping below the $2.40 support level as bearish momentum intensifies. The digital asset now trades beneath both its 100-hour moving average and a newly formed trendline resistance at $2.40, signaling potential for further losses.

The cryptocurrency briefly touched $2.287 before consolidating, with any recovery attempt stalling near the 23.6% Fibonacci retracement level. Market observers note that a decisive break above $2.50 WOULD be required to shift the current negative outlook, while failure to hold $2.28 could accelerate selling pressure.

Trading activity on Kraken shows the XRP/USD pair mirroring broader market weakness, with Bitcoin and ethereum similarly retreating from recent highs. Technical indicators suggest limited upside potential unless the price can reclaim the $2.467 midpoint of its recent decline.

XRP Shows Resilience Amid Institutional Accumulation and Selling Pressure

XRP's price stabilized NEAR a critical support level as institutional traders began accumulating the asset despite recent selling pressure. Between October 16–17, the token dipped 2% from $2.41 to $2.36, with daily trading volume surpassing $150 million. Long-term holders reduced their positions by 34% over two weeks, as indicated by a sharp decline in the Hodler Net Position Change from 163.7 million to 107.8 million XRP.

Derivative markets signaled renewed optimism, with open interest rebounding to $1.36 billion. Traders appear to be rebuilding long exposure, possibly anticipating quarter-end speculation around ETF developments and a softer macroeconomic outlook. Over the past 24 hours, XRP traded within a tight $0.16 range, showing 7% intraday volatility. Strong spot demand emerged near $2.31, while repeated rejections at $2.47 highlighted persistent supply pressure from short-term profit-takers.

Technical analysis suggests XRP is consolidating between $2.31 and $2.47, with $2.35 acting as a pivotal zone. Volume clusters at this level hint at institutional participation, providing a foundation for potential upward movement.

World Bank Endorses Ripple's XRP Technology for Cross-Border Payments

The World Bank's latest report on blockchain interoperability highlights Ripple's Interledger protocol as a transformative solution for cross-border transactions. XRP's role as a bridge currency was specifically cited for its ability to facilitate seamless currency exchanges through standardized settlement rails.

Ripple's recent partnership with Absa Bank expands its African footprint, coinciding with the adoption of ISO 20022 messaging standards. Despite XRP's current price dip to $2.40 (down 3%), institutional adoption continues gaining momentum. The protocol's packet-based value routing system mirrors internet data transmission, offering a scalable infrastructure for both crypto and traditional finance.

Ripple's XRP Faces Rising Competition from Remittix in PayFi Sector

XRP's price volatility persists as Ripple maintains its stronghold in cross-border payments, trading at $2.45 with a $147.04 billion market cap. Despite institutional partnerships, emerging rivals like Remittix are gaining traction with $27.5 million raised in presales and innovative payment solutions.

Remittix's rapid ascent highlights shifting investor priorities toward real-world utility over hype. The PayFi arena is becoming a battleground for next-generation crypto payments, with DeFi integrations and fiat gateways reshaping global money flows.

Ripple Labs Plans $1B Treasury Build to Cement XRP Dominance

Ripple Labs is advancing a bold $1 billion fundraising initiative to establish a digital asset treasury (DAT) focused on accumulating XRP. The MOVE positions Ripple to become the token's largest corporate holder, leveraging a special purpose acquisition company (SPAC) structure for capital formation.

The strategy emerges against a backdrop of institutional crypto adoption, with over 200 DATs now holding $464 billion in digital assets. Ripple's commitment persists despite recent market turbulence that erased $19 billion in leveraged positions—a testament to its conviction in XRP's long-term utility.

Bloomberg reports the treasury will combine external SPAC funding with Ripple's own XRP reserves. This dual-pronged approach underscores the company's transition from survival mode to strategic positioning in the post-selloff landscape.

How High Will XRP Price Go?

Based on current technical indicators and market developments, BTCC financial analyst Ava projects that XRP could target the $2.65-$2.80 range in the near term, representing a 7-14% upside from current levels. The convergence of oversold technical conditions, institutional accumulation, and potential positive ETF decision creates a favorable setup for recovery.

Ava cautions that 'while the technical setup favors upward movement, traders should monitor the $2.11 support level closely. A break below this level could invalidate the bullish thesis and push XRP toward $2.00. However, the combination of oversold conditions and strong institutional backing makes the upside scenario more probable.'